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How To Get Pre-Qualified For Your Mortgage Loan?

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Book Your Free Consultation at A Time That Works Best For You.

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Complete A Brief Questionnaire to Provide Essential Information

Pre-Qual

Get Pre-Qualified:

Receive Your Pre-Qualification For A Mortgage Loan Based On The Information Provided

Why choose us?

“I had an exceptional experience working with Craig. His expertise and dedication made the mortgage process seamless and stress-free. From our first consultation to getting pre-qualified, Craig was attentive, knowledgeable, and always available to answer my questions. He truly went above and beyond to ensure I understood every step. Thanks to Craig, I now own my dream home. I highly recommend his services to anyone looking for a reliable mortgage loan officer!”

Samantha

Memphis

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Mortgage Loan FAQ’s

What government programs can help me afford a home?2024-07-12T03:09:43+00:00

There are programs like FHA loans that offer lower down payment requirements and easier qualification for borrowers who may not have perfect credit

Is it better to get a 15-year or 30-year mortgage?2024-07-12T00:38:51+00:00

A 15-year loan has a shorter term and you’ll pay off your house faster, but with higher monthly payments. A 30-year loan offers lower monthly payments but you’ll pay more interest over time

What’s the difference between a fixed-rate and adjustable-rate mortgage (ARM)?2024-07-12T00:38:16+00:00

A fixed-rate mortgage offers a constant interest rate for the entire loan term. ARMs have an introductory fixed rate that adjusts after a set period, potentially leading to higher monthly payments

What are closing costs and what do they include?2024-07-12T00:37:50+00:00

Closing costs are fees paid at the end of the mortgage process, usually 3-6% of the loan amount. They can include origination fees, appraisal fees, title search fees, and more

What are the qualifications to get a mortgage loan?2024-07-12T00:36:10+00:00

This typically involves your credit score, down payment amount, and debt-to-income ratio (DTI) .

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