Last Amended: July 13, 2024

Welcome to mortgageloanswithcraig.com (“Website”). These Terms and Conditions (“Terms”) govern your use of the Website and the services provided by Craig Campbell (“we,” “us,” or “our”). By accessing or using the Website, you agree to comply with and be bound by these Terms. Please read them carefully.

1. Acceptance of Terms

By accessing or using the Website, you agree to these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Website.

2. Services Provided

We offer free consultations for mortgage loan services, including but not limited to:

• Mortgage loan pre-qualification
• Mortgage loan application assistance
• Mortgage loan comparison and advice
• Information on various mortgage products

Our services do not include direct loan origination, underwriting, or approval processes, which are handled by third-party lenders.

3. Eligibility

You must be at least 18 years old and have the legal capacity to enter into a contract to use the Website. By using the Website, you represent and warrant that you meet these requirements.

4. User Responsibilities

When using the Website, you agree to:

• Provide accurate, current, and complete information.
• Use the Website in compliance with all applicable laws and regulations.
• Not engage in any activity that disrupts or interferes with the Website or its services.

5. Intellectual Property

All content on the Website, including text, graphics, logos, and images, is the property of mortgageloanswithcraig.com or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or otherwise use any content from the Website without our prior written consent.

6. Disclaimer of Warranties

The Website and its content are provided on an “as-is” and “as-available” basis. We make no representations or warranties of any kind, express or implied, regarding the Website or its content. We do not guarantee that the Website will be available at all times or that the content will be error-free.

7. Limitation of Liability

To the fullest extent permitted by law, mortgageloanswithcraig.com and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising out of or related to your use of the Website or the services provided.

8. Links to Third-Party Websites

The Website may contain links to third-party websites. We do not control or endorse these websites and are not responsible for their content or practices. Your use of third-party websites is at your own risk.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Website. Your continued use of the Website after changes are made constitutes your acceptance of the new Terms.

10. Termination

We reserve the right to suspend or terminate your access to the Website if you violate these Terms or for any other reason at our sole discretion.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the state of Tennessee, without regard to its conflict of laws principles. Any disputes arising under these Terms shall be resolved in the courts located in Shelby County, Tennessee.

12. Contact Us

If you have any questions about these Terms or the Website, please contact us at:

Email: craig2589783@capitalfcu.org
Phone: 901-306-0066

Thank you for visiting mortgageloanswithcraig.com!